Products

Working Capital with Card Receivables Guarantee

Offer smart credit using your customers' card receivables as collateral, with more flexible approvals and better rates.

Key Benefits:

  • Integrated Management: We operate through linked (Escrow) accounts managed by Open Co's platform.
  • Automatic Payment Split: The financial flow is automatically directed, separating the loan installment from the free flow of receivables.
  • Lower Risk, Higher Conversion: Risk mitigation through receivables lock increases the approval rate for entrepreneurs.
Capital de Giro com Garantia de Cartões

Card receivables guarantee can reduce delinquency by up to 60%

With Guarantee
Without Guarantee

Delinquency Over 90 × Months in Book

OVER 90 Month 1 Month 3 Month 6 Month 12 Month 18 Month 24