The Future of Embedded Finance
Transform your platform with Brazil's leading Credit as a Service (CaaS) infrastructure. Offer credit simply, securely and with data intelligence.
Numbers That Matter
Impact at Scale
- Credit Disbursed
- R$ 5B+
- Customers Served
- 16M+
- Credit Decisions per Minute
- 500+
What you can build with OpenCo
Infinite applications to solve real financial pain points across sectors.
SaaS & B2B Platforms
Verticalize your services. Offer Working Capital directly from your management portal. Use the data you already have about your customers to reduce credit cost using receivables or contracts as collateral.
- Controlled Risk (Escrow Accounts)
- OpenCo manages the linked accounts and payment split, retaining the installment amount before passing the balance, reducing delinquency almost to zero.
Marketplaces & E-commerce
Increase your conversion and retention. Offer Buy Now, Pay Later (BNPL) to your consumers at checkout, or Working Capital with Receivables Guarantee to leverage the merchants in your ecosystem.
- GMV Uplift
- Recover lost sales by approving credit instantly for unbanked consumers.
